This last year 2007 we have witnessed many insurers launching a speight of new dressed-down motor insurance policies.
Often referred to as simple or no frills car insurance, the objective of such policies is to enable the policyholder to tailor their own policy online, so you only buy the cover you want/need.
Norwich Union have led the way with agressive marketing for their Simple cover car insurance product. The policy is marketed as Comprehensive cover (not Third Party Fire & Theft).
Motorists considering this type of policy should always be aware of exactly what they are being covered for. Stripped out policies could leave you short should you need to make a claim and suddenly realise that although the premium was attractively low the levels of cover provided are not sufficient.