2013 UK Car Insurance Trends

It’s that time of the year again where we try and point you in the direction of what’s happening in the motor insurance sector?

Click through and see what we think will be the key talking points in 2013 UK car insurance:

Black Box Insurance
We predict a big year in the UK for vehicle smartbox technology!

EU Gender Directive
This is not a prediction! It’s already here – thanks to the EU!

Not More Comparison Websites?!
One has to wonder what these new players can really offer/deliver over and above the established players such as MoneySupermarket, GoCompare et al.

Investigation into the UK Car Insurance Market
During September 2012 the Office of Fair Trading announced that it had referred the UK’s private car insurance market to the Competition Commission for further investigation.

Tougher Laws on Drink Driving
Government proposals are paving the way to ensure individuals who drink and drive are hit harder then ever in 2013.

Renew Car Insurance – Automatic Renewals

Renew Car Insurance

Most of us assume that our car insurance policy is for 12 months. This makes sense as the cover lasts for 12 months. Right? Well in some instances – wrong! Some policies are for ‘continuos cover’, unless they are cancelled by the policyholder they simply rollover to the next year.

If you are in the position of having been covered for 9-10 months and are nearing the end of the 12 months cover, then it would be extremely wise to take another look at your policy terms and conditions. Stories are emerging of payments being taken from customers bank accounts after 11 months cover as payment for next year – even though you may not have ‘renewed’ your car insurance policy!

Compare with Google Car Insurance

Google car insurance comparison is a service recently launched by the company to deliver a different approach to providing great value motor quotes. Users of Google in the UK will notice a sponsored listing near the top of the page when they type in the search ‘car insurance’.

Comparing approximately 120 car insurers, Google provides a comparable service similar to others such as GoCompare, MoneySupermarket.com and Confused.com. There are important differences claimed by Google though, such as a promise that neither it nor its insurers will sell any personal details to third parties.

It has been a source of contention in the past that some price comparison websites make assumptions about individuals during the quote-generating process. Google’s car insurance compare service requires the customer to actively select options relating to their vehicle, personal profile and policy requirements.

It will also be interesting to see how the landscape plays out in the UK between Google’s new offering and other well know motor insurance comparison websites?!

Tommy Talks – Women Car Insurance

Tommy from HomeApproved talks to you from the other side about factors affecting your next lady driver car insurance quote. In particular the latest European Court of Justice law which will affect motor premiums for female drivers!

HomeApproved Women Car Insurance from HomeApproved on Vimeo.

Tommy Talks – Black Box Car Insurance

Once again Tommy from HomeApproved keeps you informed of the best ways to lower your next car insurance quote. Particularly if you are under 25 then black box car insurance could be the answer to cheaper premiums!

HomeApproved Black Box Insurance from HomeApproved on Vimeo.

Tommy Talks DSA Pass Plus Insurance

Tommy from HomeApproved talks to you from the other side about the DSA Pass Plus scheme!

HomeApproved Pass Plus Insurance from HomeApproved on Vimeo.

Comprehensive Motor Quotes! Viewbix

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Tell you about us and then – get a new LOWER Quote!

We’re creating some videos on Viewbix..

Check them out as we add them over the coming months!

You can click on the ‘Get a QUOTE’ buttom on the top right hand corner of the video to ‘LOWER YOUR NEXT CAR INSURANCE PREMIUM!’

Tommy from HomeApproved talks young driver car insurance

Tommy from HomeApproved talks to you from the other side about young driver car insurance. Rising premiums for young drivers mean it’s more important then ever to make every effort to reduce your next quote! http://ow.ly/cuR8C

HomeApproved young driver car insurance from HomeApproved on Vimeo.

Black Box Insurance – A Sector on the Rise!

A sector of car insurance which is likely to grow over the coming years…. Black box insurance. Lower quotes, particularly for young drivers with safer driving habits. In the USA up to 80% of all vehicles are fitted with a Smartbox, so look for the trend to continue in the UK! http://ow.ly/cpLOm