Road deaths in the UK are on the rise

Road deaths in the UK are on the rise for the first time in ten years.

Latest statistics have also revealed that motorists living in the Midlands and northern counties are more likely to be involved in an accident than those living in the south and east of the country.

In 2011 more than 1,900 people were killed on the roads. That’s just over 5 people every single day of the year. This figure is a rise of more than 2% on 2010′s figure.

This message is not about preserving your ‘no claims discount’, or keeping the cost of your renewal quote as low as possible.

The simple message is if you are a young driver, new driver, drive for a living, senior motorist or lady driver – drive safely at all times – with no exceptions. http://ow.ly/b0GyI

Competition : Win a Brand New Apple iPod nano 16GB – 6th Generation (Latest Model)

HomeApproved is tonight launching the very first of our NEW, 30 day, Facebook Friends Competitions*!

Our very first competition is to win a brand new Apple iPod nano 16GB – 6th Generation – in a colour of the winners choosing**.

The competition is open to all (current) existing, and new HomeApproved Facebook friends who like our FB page between midnight Friday 11th May, 2012 and ending at Midnight on Sunday 10th June, 2012 (30 days).

The winner will be drawn on the evening of Monday 11th June, 2012. Notification of the name of the winner will be across all HomeApproved platforms on the evening of Monday 12th June, 2012.

The winner will be invited to e-mail us info@homeapproved.co.uk to provide contact and delivery details for their prize.

The competition is open to all individuals, regardless of where they reside.

Tell your Facebook friends if you wish, and we hope one day that you will come and try HomeApproved for your new UK car insurance quote!!

Good Luck.

*Their is no cash alternative.

**Prize will be ordered by us and delivered to the lucky winner direct from Amazon UK.

Apple iPod nano 16GB – 6th Generation

Provisional Licence Insurance

Looking for great rates for provisional licence insurance?

We all know the soaring rates for car insurance in the UK! Thankfully you’ve found an excellent place to make sure you get the lowest UK motor premiums combined with the right cover levels for provisional licence holders.

Proud to be the holder of a new driving licence? Well it comes with certain responsibilities! Driving on the roads is a serious business, and particularly as a learner driver you need to make sure you have adequate car insurance cover in place before you get behind the steering wheel.

At HomeApproved we are proud to partner Provisional Marmalade. Their learner driver car insurance is specifically designed for learners of all ages and aims to provide them with the security needed to get the practice that is vital to become a licensed driver.

If you haven’t applied for your new provisional driving licence yet, plese head on over to the Directgov website and read all about the process of applying.

SAFE DRIVING – AND GOOD LUCK WITH YOUR DRIVING TEST!!!

It’s New For Us….

Yep…

We launch Hybrid car insurance. The motor manufacturers are taking the technology seriously and so are the best UK insurers!

Review – Cheapest Car Insurance Northern Ireland

Cheapest Car Insurance Northern Ireland

As promised we are providing a concise review of the car insurance market in Northern Ireland.

We want to find out who are the main players in this sector, are their any smaller niche players who excel in winning profitable business, how do motor premiums stack up against the rest of UK, and are the big insurance comparison websites hoovering up a lot of business?

Well, a quick search in Google for ‘Northern Ireland Car Insurance’ shows AXA Direct dominating Google Places results! In fact all three listings are for this company and their respective offices in Belfast, Londonderry and Ballymena.

Another really strong clue to see which companies are chasing market share in this market is to look at the sponsored links at the top and right of the 1st Google result page. Who is paying top dollar for page 1 visibility? Let’s have a look:

1. AXA Northern Ireland
2. Compare The Market
3. Sainsburys Bank

Three big boys taking the top three spots for sponsored lisitngs when we looked! Take a further look however and we can see a couple of distinctive NI car insurers.

Hughes Insurance
‘FBI’ (Finding Better Insurance), ok slightly naff but communicating the right message of not just cheap, cheap quotes but motor policies with great levels of cover aswell. Features of note:

• up to 70% no-claims discount
• courtesy car
• uninsured driver promise

CIP Insurance Brokers
With offices in Crumlin, Belfast and Ballyclare CIP are in pole position to deliver competitive rates arranged with insurance underwriters. Policy features of note:

• 24 hour Breakdown and Emergency Cover
• Flexible Finance Options
• Up to 36 months Gap Insurance

CompareNI
Good visibility for CompareNI. A terrific place to obtain a car insurance comparison quote for your next Northern Ireland motor policy. If you are fed up with quotes delivering insurers from the mainland then this company could be a good bet. They know how frustrating that can be, so CompareNI.com lets you compare deals that apply to NI residents.

Allianz Northern Ireland
Well, this month (May, 2012) you could win an iPod! not our idea of a particularly compelling offer but nonetheless their will be some tempted to input some information and see if it’s their lucky day! A poor website, where the only incentive for submitting a quote request is the £35 online discount. Not great in our opinion.

In summary the market seems to be fairly well balanced between big brand names like Sainsburys and The Co-operative; Comparison websites such as CompareTheMarket and CompareNI, and smaller players such as Hughes and CIP.

It is nearly always good practice to shop around to obtain the best value for money quote. Don’t always look for the cheapest policy. Try and match your level of cover needs, policy features and benefits with a great deal.

Happy hunting!