Budget Car Insurance – Giveaway!

Hurry, hurry, hurry -

Every day in July Budget car insurance are giving away a free motor insurance policy!

The insurer are giving away a car insurance policy EVERY DAY throughout July. Entry into the draw is automatic when you take out a car insurance policy with BUDGET, online only. Each prize consists of a refund of your current policy – up to a maximum value of £500.

Entry Requirements and Restrictions
Entry is open to UK residents excluding employees of the BGL Group, third parties involved in this promotion and their families.

Entry to the draw is between 1st July and 31st July 2008 and is automatic when taking out a car insurance policy with BUDGET, online only. Alternatively, for free entry into the draw, send your name and address to Sophie Levings, BUDGET Insurance, Pegasus House, Bakewell Road, Orton Southgate, Peterborough, PE2 6YS. Entries submitted in any other manner will not be accepted and only one entry per person is permitted.

• Entrants must be at least 18 years of age. 
• Entries from third parties will not be accepted.

Student Car Insurance Guide

It’s high time we brought our readers an updated guide to student car insurance. We have scoured the net to bring together all the best resources and latest information on where to find the best value deals.

A great place to start would be the National Union Students (NUS). The Union have long had a partnership with Endsleigh Insurance - the only insurer recommended by NUS. In fact the relationship stretches back for over 40 years, enabling Endsleigh to use their expertise to develop great value motor premiums:

• BEST price from Endsleighs panel of 40 car insurance schemes
• FAST claim turnaround
• 90 day European cover included

Lastly a reminder of the diferent levels of car insurance from which you can choose, why making your No Claims Bonus a priority is a must, and a last but not least reminder of the legal requirement for Road Tax!:

Third Party Only Car Insurance
This is the lowest level of cover available and is therefore often the cheapest. However, it is important to note that it will not provide you with cover for the costs of loss or damage to your car or belongings. By selecting this level of protection you are choosing the minimum level of cover for your vehicle as required by the Road Traffic Act 1988.

Third Party Fire & Theft Car Insurance
Adding fire and theft will provide protection against damage to, or loss of your vehicle due to it being stolen or set on fire.It also possible to include cover for legal fees in case you require a solicitor to represent you.

Comprehensive Car Insurance
If your vehicle is valued at over £5,000 then, by law you must have comprehensive cover, thus the majority of motor policies sold in the UK are of this type. Fully comprehensive motor insurance will cover everything as in a standard Third Party Fire and Theft (TPFT) policy with the addition of Accidental Damage.

No Claims Bonus
No Claims Bonus (NCB) is extremely important for reducing your student car insurance premiums. A NCB of five years or more, for example, can entitle drivers to a reduction of up-to 55-75% over the standard policy premium!

Road Tax
If you use or keep a vehicle on a public road, you must display a valid tax disc on it. As the registered keeper of the vehicle you’re responsible for taxing it or making a SORN (Statutory Off Road Notification) if it’s to be kept off the road.

Swinton Specialist Car Insurance

Swinton car insurance always deliver a competitive quote for motorists across the UK by searching the top UK car insurance companies. They can save you money by offering you up to a massive online 25% discount. However, not alot of people realise that they can also help if you drive a specialist classic, performance, modified or imported vehicle.

The company can help if you have unique requirements. Their specialist team are dedicated to getting a great deal for you. They understand the market and will recommend the policy that best suits you.

In particular if you have a car with modifications. Unlike many insurance companies, they can arrange like for like cover for modifications and it won’t always affect your motor insurance quote. Swinton will consider every vehicle that’s modified and do their level best to deliver a great value quote.

More Than Launch Green Wheels Insurance

More Than Car Insurance have recently launched their new Green Wheels Insurance policy. It is a new product which allows you to view and monitor reports on your driving style and compare it with other drivers – to see how green your driving really is.

Green Wheels aims to help UK motorists drive their vehicles in an eco friendly manner, thus saving fuel and leaving less carbon footprint.

The technology for this car insurance scheme uses Formula 1 technology in a Green box which simply plugs into the car’s management system and then records all of the driving habit data such as acceleration, breaking and number of short distance car trips. The data gathered is then transmitted to Morethan’s Green Wheels website where existing car insurance customers can access an array of reports on their driving through secure methods.

Bridget McIntyre, CEO at Royal & Sun Alliance commented ”We have created MORE TH>N Green Wheels Insurance to give our customers the opportunity to take responsibility for their carbon ‘tyre-print’. It helps people to understand how their driving style affects the environment by giving them access to information such as their rate of acceleration and braking, the number of short journeys they take and how long they leave their car idling.

This exciting new product is part of our commitment to the Together campaign which believes that, by offering customers positive environmental choices, large companies can make a real difference in the fight against climate change – you can find out more at together.com.